Dear Frank’s Peeps,
I have a big money problem.
I hear from my peeps that it takes a mindset of wanting to be rich to master money. The difference between you and a rich person is, you like to spend and rich people know how not to spend. People with money are very methodical, patient and wise to growth. Money is a religion to people who have it and they are very religious. People with money are constantly thinking about it. Keep in mind that rich people are typically not fun and are very paranoid of everybody and everything in life because they fear losing the money. This is not you and enough said about rich people.
I hear from my peeps to start by looking for help with a money manager or a financial advisor. They are out there and many will start you off for free. This is all based on a mindset that needs to be changed for the better. They will make you see your future and put you on a path to get there. After that it is up to you to clearly see that path and stay on it.
I hear that the very first step going forward is to pay yourself a minimum of 10% of your wages and put it into a savings account. Its your worth or reward for being responsible and after awhile, you will not even miss the 10% and it will grow. This will also be your emergency money. The next thing I hear is to master a budget book. They would like you to get a binder and have it separated into halves. One half they are asking for you to keep a journal of everything you spend, even down to buying coffee. The other half of the binder they are asking you to add up your income and make a budget based on everything you are spending from the first half. As you go along, you will be able to see how easy it is to be living over budget. Sacrifices are going to have to be made and you will be able to pick and choose those sacrifices. I hear that an additional job is in order so you can see the light at the end of the tunnel. The additional work is something you enjoy doing. It will be teaching or training, but I hear you are capable of handling the additional work because of the enjoyment and passion you have for it. Doing something that you enjoy will help in bringing happiness and abundance your way. Be positive about going forward into your future, because if you are not you will be tied to the money pit by a ball and chain. Money never goes away and money is how the controllers keep you in line. Be responsible with it and it will free you from lack. I hope this helps.
Do What You Love and Love What You Do
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